Privacy Policy Effective 4-27-2006

Thank you for visiting our site. This page will comprehensively outline our purpose and detail your privacy as a consumer. Please know that your privacy is our priority and we have implemented state-of-the-art software with advanced security that has protected the thousands of homeowners that have applied with us. We do recognize that the information that you have provided is your personal information and is only intended for home financing purposes.

It is our goal to ensure your information is used for these purposes.

We DO NOT sell your information to any other party except to a mortgage lender, bank or related affiliate or relevant 3rd party. Our company does not sell your email address to other companies, thus keeping your information for connecting you with one of our associated lenders. Our company does not pull a credit report on you but leaves that as the responsibility of the lender.

When collecting data from consumers we know that personal information should be respected and not provided to the public. When you click on the "submit" button after completing our survey regarding your personal and financial information, your information is transmitted directly into our database; we then make every effort to contact you via phone, email, mail and other necessary contact approaches. Please note that your information is inputted by you voluntarily and for the purposes of obtaining a home loan.

The advanced software we use monitors your information 24 hours a day. It is our intention to secure the data from any potential hackers, or any other party who wishes to pirate our database. The data has limited exposure to the internet and is primarily stored in our off-line database which retrieves the data from the on-line database, which is when you submit your information. Thus, it is our intention to move the data to our off-line database as quickly as possible.

What type of information does this web site collect? This web site gathers customer information needed to provide superior service, communicate offers on merchandise and services which we believe will be of interest to you, and to administer our business. In order to best serve you, we may gather information from you in a few instances. First, when you visit our site, we may collect non-personally identifiable information from you. Through the use of computer "cookies" we collect data, such as your IP address, browser type, domain name, and specific web pages through which you click. This data is collected automatically and utilized in aggregate to help us look for trends so that we can improve our website and your overall experience. Second, we may ask you to voluntarily provide information in a few circumstances like on our sign up page etc. When you sign up with us, we will ask you to voluntarily provide certain personally identifiable information such as: your name, address, city, state, zip, phone number(s), preferred call time, email address, co-applicant's name/email, loan amount/type desired, property information (type, value, purchase price/date), mortgage balance/rate/type, monthly payments, number of late payments, number of payments behind, amount behind on payments, credit rating, employer, number of years employed, income, total debt, if you're about to close with a lender, and when you last financed. We need this information to process and fulfill orders and notify. Other examples of when we may ask you to voluntarily provide personally identifiable information include if you subscribe to our email program (information such as your name and e-mail address), choose to provide us preference information (such as interests, product preferences, and items purchased), or when you enter one of our promotions (information such as name, address and telephone number).

Thank you again for taking the time to apply with us and for reading this policy. We hope we are able to provide you with the loan you are looking for with the service you deserve.

By submitting this form you are consenting to contact from mortgage lenders, either by telephone or email even if you are listed on a National Do Not Call Registry.

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At Regional Mortgage we would like to give you the opportunity to Opt Out of any future communication.

Regional Mortgage offers options for removing your information from our database in order to not receive any future communication or our free service.

The Following Options Are Available:

You may send an e-mail to optout@RegionalMortgageWaco.com

You may also mail your request to us at:

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You may also phone a request to 1-888-570-9256

E-mail addresses and phone numbers received in an opt-out request will be added to our internal Do-Not-Contact registry within ten (10) Business days following receipt.